Know Where You Stand

Find out if you're on track for retirement in just 15 minutes

You’ve worked hard. You’ve saved diligently.


But one question keeps nagging you…


“Will it be enough?”


In just 15 minutes, this simple worksheet will help you get a clearer picture of where you stand today so you can make more confident decisions moving forward.


Get the Retirement Readiness Snapshot

With the Retirement Readiness Snapshot, you’ll:

  • Know if you’re ahead, behind, or right on track for the retirement you want


  • Estimate how much you can spend each month in retirement


  • Identify potential gaps between what you have and what you’ll need



  • Feel confident about making informed decisions about your next steps


Why This Snapshot Works

✅ Built specifically for people with $500K-$1M saved


✅ Breaks complex retirement math into simple, actionable steps


✅ Uses time-tested principles to give you clarity


✅ Gives you concrete numbers rather than vague generalizations


✅Created by fee-only advisors who have helped hundreds of Northern Idaho families retire successfully


Perfect if you're...

Successful but uncertain

  • You’ve done well saving, but you need to know if it’s actually enough for the retirement you want.


Ready for real numbers

  • You’re tired of generic advice online and want to see how YOUR numbers actually play out.


5-15 years from retirement

  • Close enough to need answers, but with time to adjust if needed.


Here’s what’s inside…

  1. Step 1: Estimate Your Monthly Spending. Calculate what you’ll actually spend based on your lifestyle and goals.
  2. Step 2: Tally What You’ve Saved. See all your retirement savings in one clear view.
  3. Step 3: Identify Your Income Streams. See how Social Security, pensions, and other income can take the pressure off your portfolio.
  4. Step 4: Compare & Reflect. Find out if you’re ahead, on track, or what needs attention.


PLUS: Reflection questions throughout to help you think through what the numbers really mean for YOU.

Retirement Readiness Snapshot Tablet Mockup -- Cover Page

Get Clarity in 15 Minutes

Stop wondering. Start knowing. Download your free Retirement Readiness Snapshot now.

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This guide is provided as an educational resource by Five Pine Wealth Management, a fee-only fiduciary advisory firm dedicated to helping clients make confident financial decisions.