We Have a Consistent Review Process
We understand that the key to helping individuals, families, and businesses meet their financial objectives is through open communication and the development of a rapport with our clients. We accomplish this by meeting with our clients at least annually. Many of our clients like to meet with us every six months and sometimes even quarterly.
Customer Service Is Our Focus
We pride ourselves on being accessible and on providing an exceptional client experience. We love our clients and desire to help them meet their goals however we can. As you have unique situations arise, or are looking for answers to questions, you should always feel comfortable reaching out to us.
We Are Fiduciaries By Choice
Acting in the best interest of our clients is the cornerstone of every decision we make. We attempt to understand your unique situation as fully as possible so that we can help you make financial decisions that are in your best interest, not ours.
If you would like to learn more about our processes and how we provide value for our clients, please give us a call or use the contact form below. We would love to get to know you.
Why Five Pine Wealth Management?
1. When was the last time you heard from your financial advisor?
We pride ourselves on great communication and customer service with each and every one of our clients. Building relationships and having a direct line of communication are key when it comes to helping our clients retire successfully.
2. We are not salesmen
We are professionals that understand investments and economic cycles. We don’t give your money to someone else to manage and we don’t push you into high-cost mutual funds to collect a commission. We act as fiduciaries when we hand-select investments that fit your goals, risk tolerance, and time horizon.
3. We believe in minimizing costs when it comes to investments
When was the last time your advisor spoke to you regarding fees? Many of the funds we use are 75-80% less expensive than the industry average*. For life insurance needs, we’re advocates of using term-life insurance provided by A+ rated carriers, as term insurance usually meets the needs of our clients at the lowest cost.
*https://investor.vanguard.com/mutual-funds/low-cost
4. We commit to working hard for clients because we cherish their trust and confidence in us.
We consistently monitor our portfolios to ensure clients have high-quality, low-cost funds, while also rebalancing those portfolios when the need arises. We act in our clients’ best interest and charge a flat fee for assets under management to avoid any conflict of interest with investment options.
Meet Our Team
Ben Holzhauser
Investment Advisor Representative
Ben Holzhauser has over 12 years of experience covering various roles within the financial services industry. Before co-founding Five Pine Wealth Management as an independent financial advisor, Ben served as Vice President of Midwest Markets for a small private equity firm focused on acquiring middle-market companies throughout the U.S. Prior to his involvement in private equity, Ben worked for an investment firm focused on acquiring portfolios of real estate that were distributed to the independent broker-dealer and RIA channels across the country.
Ben earned his Bachelor of Arts degree from University of California – Riverside and his Master of Science degree from University of Edinburgh, Scotland, UK. Ben’s educational experience is concentrated on early twentieth-century economic and social policies across the globe, and in 2012, he founded the Historical Society for the Second World War at the University of Edinburgh. Ben enjoys reading, running in the morning, and spending time with his wife, Rachael. Three of his favorite authors include W.G. Sebald, Leo Tolstoy, and J.M. Barrie.
Current Community Involvements:
- 2018/2019 President, Coeur d’Alene Evening Rotary
- Rotary treasurer 2019-2022
- Top 30 Under 40 Winner 2019 – Kootenai County
- Foundation Board, Exchange Club of Spokane
- Best of North Idaho 2018 for Investment Firm
- Member of Post Falls Chamber of Commerce
Jeremy Morris, MBA
Investment Advisor Representative
Jeremy specializes in holistic financial planning and wealth management for individuals, families and businesses. This includes tax planning, estate planning, retirement planning and investment management.
After growing up in the Mojave Desert, Jeremy sought refuge from the sun and the heat by heading to the Pacific Northwest. He studied at Oregon State University and earned a bachelor’s degree in Managerial Economics along with an masters degree in Wealth Management. Jeremy met his business partner Ben, in Coeur d’Alene, Idaho where they founded Five Pine Wealth Management together. Jeremy loves English Mastiffs, fishing, evangelizing Bitcoin, and spending time with a handful of his closest friends and family.
5 books Jeremy thinks everyone should read at least once
Economic Facts and Fallacies by Thomas Sowell
Economics in One Lesson by Henry Hazlitt
The Bitcoin Standard by Saifedean Ammous
Inventing Bitcoin by Yan Pritzker
Follow the River by James Alexander Thom
Sherrie Petersen
Director of Operations
Sherrie Petersen has worked as a teacher and a graphic designer, and spent five years as a writer-editor with the Bureau of Land Management in Arizona. She has been able to use all of her previous experiences in her job as Director of Operations for Five Pine Wealth Management. With an eye for detail and a love for learning new things, she enjoys keeping the office organized and making sure the back office procedures make the client experience as seamless as possible.
Idaho has been home for Sherrie for nearly ten years. She loves spending time in the gorgeous outdoors either in her kayak or on her ATV. She recently started playing ice hockey and plans to learn to cross country ski in the winter. An avid reader, she earned her degree in Communications and Business Administration from La Sierra University and recently completed a certificate in Culinary Nutrition as well.
Hunter Schertz
Investment Advisor Representative
Hunter started at Five Pine Wealth Management in 2022 as a junior financial advisor, being his second position in the industry post-graduation. Hunter works closely with his clients in creating customized financial plans and helping them reach their long-term financial goals.
As a local native to Coeur d’Alene, Idaho, Hunter enjoys spending his time outdoors. In the summertime you will see him rock climbing, backpacking, boating or playing pickleball; and by winter he is skiing the local mountains.
Receiving his Bachelor’s degree from Brigham Young University of Idaho with an emphasis in Finance in 2020, Hunter completed internships in wealth management, research analysis, and business development
SmartVestor Advisor Program
There are many advantages to working with a Dave Ramsey recommended SmartVestor Pro. We share Dave’s passion for helping families achieve financial peace through bad debt elimination, and through making smarter consumption, saving, and investing decisions.
Reach Us
We will respond to you within 24 hours.
Five Pine Wealth Management
250 NW Blvd, Suite 111, Coeur d’Alene, ID 83814
877.333.1015
info@fivepinewealth.com