Why work with a SmartVestor Pro?


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What exactly is a SmartVestor Pro advisor?

As a Dave Ramsey SmartVestor Pro, we believe in paying off debts and building an emergency savings before investing for retirement. Going a step further, as independent financial advisors that act as a fiduciary for our clients, we believe in making objective and prudent investment decisions without allegiance to any investment, financial product, or stock company. Our allegiance is to our clients and their families.

As SmartVestor Pros, We’re Here To Help You Reach Your Goals

We Agree To the SmartVestor Code of Conduct.

We believe everyone deserves access to solid, professional investing guidance. We’ve earned our position as SmartVestor Pros because of our experience in the industry and our drive to help others.

We Provide a Refreshing Twist on Financial Planning.

We have the heart of a teacher, not the attitude of a salesman. We’re someone you can feel comfortable talking to and someone you can trust. We’ll work together to create a plan to help you reach your goals.

We Care About Your Future.

We’re more than “financial planners”—We’re someone you can relate to and share your dreams with. We fit your investments to your life, help you understand what you’re investing in and why, and encourage you to stick with your long-term goals.

Critical SmartVestor Steps We Cover In Detail With Our Clients

Reverse Snowball Your Debt

We educate our clients on the importance of paying down their debt. In particular, we cover the psychological benefit of retiring smaller debts first, and moving on to one’s larger accounts.

Prioritize Setting Up an Emergency Fund

Before we begin investing for our clients, we make sure they have an emergency fund savings account set up.  We recommend that our clients set aside 3 to 6 months of non-discretionary spending to cover expenses should an income earner in the family become unexpectedly unemployed or unable to work.

Maximize Your Retirement Plan Contributions

We make sure our clients understand the importance of maximizing contributions to their company retirement plans & 401Ks. This is typically “qualified” money, and offers contributors the ability to minimize their taxes and to grow their retirement nest eggs tax deferred.

Invest in Your Children

College tuition prices aren’t going down anytime soon. We discuss different college funding strategies, from 529 Plans to Federal Grants & Scholarships. We also talk about alternatives to traditional college education which may end up being a more valuable investment.

Tackling Your Mortgage

Like Dave Ramsey, we’re big advocates for paying off your home as soon as reasonably possible. Some of the advantages of paying off your home include peace of mind, extra flexibility in your budget, and of course the reduction of interest payments.