Are you interested in working with a fee-only fiduciary financial advisor?

There are a couple of reasons we prefer to use the fee-only model. Since we act as a fiduciary financial advisor, the fee-only model puts us on the same side of the table as our clients. By charging a flat annual fee, when you do better, we do better. Therefore, we are incentivized to act in your best interest since our income is tied to the value of the account.

The commission-based model is different because an advisor may sell a client a mutual fund, collect a commission, and then never have incentive to care about how the account is doing ever again. This isn’t to say all commission-based advisors work this way, but unfortunately we see this in the industry all too often.

A fee-only fiduciary financial advisor does better when you do better

Because we’re using a fee-only model, we want to design portfolios with the lowest cost and best performing funds that we can find. We spend a lot of time researching the best options for our clients. Again, the better the account does, the better we do. So why wouldn’t we want the best performing and lowest cost funds available in the portfolio?

For more information on what a fiduciary is you may be interested in reading this CNBC article “Most Americans cannot define this key financial term, and it could cost them”

Why we’re unique

We take a big picture approach to managing our clients’ investments and helping them achieve their financial goals. Your investments are only one component of your overall financial picture. Therefore, the plan we help create for you is broad. It will cover insurance, tax & estate planning, as well as investment management and retirement planning. Being goal-based financial planners and fiduciary financial advisors, we cover all of the facets of your financial life. This leads to a higher probability of your plan being successful.

 You’re more than a number to us

When working with a fee-only advisor and fiduciary, relationship and customer service should be the cornerstones of the planning model. Maintaining relationships is vital for making sure our clients meet their goals. We can’t add value if we don’t know what’s going on in your life. Our commitment to our clients is that we’re always available. At a minimum we require at least meeting annually to revisit your financial plan to make sure you’re on track.

Our Fee Structure

For a comprehensive explanation of our fee structure, click here